What Does A Financial Advisor Do? A financial advisor helps you pursue your financial goals, whether you are just starting out in your career, are newly married, or nearing retirement. Some of the goals a financial advisor can help you plan for include: providing for a growing family, enjoying early retirement, transitioning a family business, or even something as simple as confidently understanding your finances.
How Much Does A Financial Advisor Cost?There are three ways financial advisors get paid:
Advisor fees are often charged on a sliding scale. Typically, the more assets you have under management, the lower your fee percentage will be. Be sure to ask your financial advisor about their fees including the total cost of working with them.
How Can A Financial Advisor Help A Small Business?A financial advisor can help a small business owner by providing tax-centric wealth management services. Your financial advisor should work tirelessly as your financial coach and challenger to define your goals and set a strategy designed to bring them to reality. Some of the things your financial advisor can help you with include designing and implementing a retirement plan, creating a succession plan, setting up a buy-sell agreement, and helping retain key employees.
How Does A Financial Advisor Work?A financial advisor will help you make a financial plan, guide you towards your goals, help you execute your plan, and monitor and adjust along the way.
Is It Worth Getting A Financial Advisor?Yes! Financial advisors work with individuals and businesses with a wide variety of goals and engage them throughout the entire financial planning process. By asking the right questions and understanding your priorities, a financial advisor may be able to help you make better choices.
Why Should I Hire A Financial Advisor?Whether you are purchasing a home, planning for retirement or the future of your estate, adjusting your lifestyle to a fixed income, or paying for college, your financial landscape is constantly evolving. You have a vision for the future - we all do. At Landmark Financial, we design goal-based, financial plans that aim to help take your dreams from "what if" to "when." If you are seeking wealth management services, we can help.
Are You An Independent Financial Planner?Yes. At Landmark Financial, we have CERTIFIED FINANCIAL PLANNERS™, Accredited Investment Fiduciaries®, Certified Employee Benefit Specialists, Personal Financial Specialists, Chartered Life Underwriters, Chartered Retirement Planning Counselors and Certified Public Accountants on staff. Our advisors have FINRA Series 7, 63, 65, 66 licenses and life and health insurance licenses.
Which Certifications Should My Financial Planner Have?There are many certifications a financial planner can have. One of the most common designations is a CERTIFIED FINANCIAL PLANNER™, which is the standard of excellence in financial planning. CFP® professionals meet rigorous training, education, and ethical standards and are committed to serving their clients’ best interests. At Landmark Financial, we also have Accredited Investment Fiduciaries®, Certified Employee Benefit Specialists, Personal Financial Specialists, Chartered Life Underwriters, Chartered Retirement Planning Counselors, and Certified Public Accountants on staff. Our advisors have FINRA Series 7, 63, 65, 66 licenses and life and health insurance licenses.
What Is A Registered Investment Adviser (RIA)?A Registered Investment Adviser (RIA) is a person or firm who advises high-net-worth individuals on investments and manages their portfolios. RIAs have a fiduciary duty to their clients, which means they have a fundamental obligation to provide investment advice that always acts in their clients' best interests. The advisors at Landmark Financial are affiliated with Avantax Advisory Services℠, a Registered Investment Adviser.